Rewards Program
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Overview
PNB Rewardz, a loyalty programme by Punjab National Bank, is our way of adding value to your spending experience. Now earn more as you spend more on everyday transactions with PNB Credit Cards.
How do I earn Reward Points?
PNB Rewardz aims to reward you in multiple ways for every transaction you do on your PNB Credit Card. The reward point scheme for our different card variants is highlighted below.
Card variant name |
First six digits of card issued |
                    Earning structure                           |
VISA - CLASSIC |
419788 |
- Earn 1 (One) point for every INR 100 spent.
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VISA - GOLD |
419789 |
- Earn 1 (One) point for every INR 100 spent.
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VISA - PLATINUM |
4629947 &
4629941 |
- Earn 2 (Two) points for every INR 150 spent.
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RUPAY- PLATINUM |
652858 |
-  Earn 1 (One) point for every INR 100 spent
- Earn 300 Reward Points on first retail  transaction or online transaction done    within 90 days of receiving the Credit Card.
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RUPAY - SELECT |
652859 |
- Earn 2 (Two) points for every INR 150 spent.
- Earn 300 Reward Points on first retail    transaction or online transaction done    within 90 days of receiving the Credit Card.
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CORPORTE CREDIT CARD WITH INDIVIDUAL LIABILITY |
464978 |
- Earn 1 (One) point for every INR 100 spent.
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VISA - SIGNATURE |
436428 |
- Earn 2 (Two) points for every INR 100 spent.
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RUPAY - MILLENNIAL |
652859 |
- Earn 2 (Two) points for every INR 150 spent.
- Earn 300 Reward Points on first retail    transaction or online transaction done    within 90 days of receiving the Credit Card.
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How do I redeem my Reward Points?
You can redeem your Reward Points on this portal PNB Rewardz Website.
- Grab the best products and services across different categories including movie tickets, hotel bookings, mobile/ DTH recharge, merchandise, and more. You can also avail e-vouchers to surprise your loved ones with gifts or experiences.
- Alternatively, you can trade your reward points for cashback in your PNB Credit Card Account. With more spends, come more earnings! 1 (One) Reward Point is worth INR 0.50 (50 paise). Thus, 1000 Reward Points get you free shopping or cashback worth INR 500.
- Reward Points will expire if not redeemed within 3 years from the date of accrual.
- Credit Card members will need a minimum of 1000 Reward Points to be eligible to redeem points for any product and/ or services.
- Click here to download the Reward point redemption form and mail the duly-filled form at from your registered email id. Alternatively, you can also send it to the below address.
Punjab National Bank, Credit Card Processing Centre,
3rd Floor, Rajendra Bhawan,
Near Metro Station Rajendra Place,
NewDelhi-110008
How do I become a member of PNB Rewardz?
As a Punjab National Bank Credit Card holder, you are automatically enrolled into the PNB Rewardz program and earn Reward Points on your Credit Card transactions. You can redeem these accrued Reward Points by visiting https://pnbcard.in.
How do I check my Reward Point balance?
You can check your Reward Point balance through any of the following channels.
- Know your reward points by logging in to our Credit Card Website https://pnbcard.in or Mobile App PNB Genie.
- You can also log in to your PNB Rewardz Account to view your reward points.
- Call Customer Care at 1800-572-9500 operational from Monday to Friday, 10:00 AM to 6:00 PM.
For any queries, write to us at .
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Important Message |
- Prevent fraud! PNB or its employees never ask for your details such as Card number, card expiry, CVV, OTP or password. Do not share these with anyone over call or email.
- For contactless transactions, i.e. transaction without dipping, swiping or PIN entry, a maximum limit of INR 5,000 is allowed for a single transaction.
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