If you suspect fraudulent activity in your account call our 24-hour help line immediately. Toll free number 1800 180 2345 and Toll number 0120 4616200.


  • Minimum joining fees - Rs. 500/-
  • Annual fee – NIL ( if card is used one in a quarter)
  • 300+ reward points on 1st usage
  • 2X rewards points on retail merchandise
  • Convenient mobile app "PNB GENIE" - One Stop Solution
  • Complimentary Domestic and international Lounge Program.
  • Exclusive cash back in utility bills, eateries and restaurants etc.
  • Comprehensive insurance coverage
  • 24/7 concierge services
  • 300+ merchant offers

Important Message
  • Prevent fraud! PNB or its employees never ask for your details such as Card number, card expiry, CVV, OTP or password. Do not share these with anyone over call or email.

  • For contactless transactions, i.e. transaction without dipping, swiping or PIN entry, a maximum limit of INR 5,000 is allowed for a single transaction.

Resource Centre
Credit Card Application Form Nomination for RuPay Credit Cards ADD-ON Card Application form Reward Point redemption form Auto Debit Request Form BT Forms EMI Forms

Quick Links
How to Apply for a New Card How to Change Address Offers and Rewards Customer Care Click here to redeem your RuPay vouchers. Click here to redeem your VISA vouchers.