Home Site Map Net PNB PNB India
If you suspect fraudulent activity in your account call our 24-hour help line immediately. Toll free number 1800 180 2345 and Toll number 0120 4616200.

PNB Prakram Credit Card
Specially Designed for Indian Army Personnel

prakram credit card
 
Card Variant : PNB Parakram Credit Card (Visa/RuPay)
Network : Visa Platinum/ RuPay Platinum
Joining Fees : NIL
Annual Fee : NIL
Add On Card : Joining Fee: NIL
Annual Fee: NIL

Spend for Primary & add on cards will be calculated separately for Milestones benefits.

The cashback capping at Rs.1500 per billing cycle is cumulative of primary and add-on cards. All other facilities will be additional & same as primary card.
Age : 21 & upto 70 Years
CIC : 700 & above
Limit : For personnel upto the rank of NCO (Havildar & equivalent) - Max. Rs. 1.0 lakh*

For JCOs - Max.Rs.2.0 lakh *

*Higher credit limit may be allowed to an officer on special request and on merits of the case subject to max. limit arrived at by the Risk Underwriting model of the bank.
Salary Group : All Indian army personnel's of JCO/OR rank or below.
Documents required : Latest salary slips and Identity Proof of Indian Army
Cashback : 3 % Cashback on CSD Spends maximum at Rs.1500 per billing cycle.

Cashback available only when spends in the billing cycle crosses Rs.3000.

Cashback to be credit at the end of billing cycle.
Airport Lounge : Domestic :4 Lounge Per Year (1 per quarter per card)
International: 1 Lounge per Year
Fuel Surcharge Waiver : 1% on single fuel transaction of amount greater than Rs.500 & less than Rs.4000/-.

Maximum surcharge waiver up to Rs. 350/- within a billing cycle exclusive of service.
Reward Points : 2 reward points on Every Rs100/- other than restricted MCCs*
Milestone : On spend of:
2.5 lacs: 2500 reward points (cashable value Rs.625)
Rs 5 lacs: 5000 reward points (cashable value Rs.1250)
Rs 7.5 lacs7500 (cashable value Rs.1875)
Spend will exclude cash/wallet spend.
Fuel Surcharge Waiver : 1% on single fuel transaction of amount greater than Rs.500 & less than Rs.4000/-
Maximum surcharge waiver up to Rs. 350/- within a billing cycle exclusive of service.
Visa Platinum Complimentary Benefits
VISA Platinum complimentary offers may change from time to time and have specific validity period & offers may be renewed/removed/replaced

VIsa Network Benifits

Dynamic offers available as of now:

Merchant Channel Offer Frequency
Shoppers Stop Contactless 5% Discount upto 1000 with MOV of 10000 Once/Month/Card
More Retail Contactless 5% Discount upto 200 with MOV of 1500 Once/Month/Card
A2B Contactless 5% Discount upto 100 with MOV of 400 Once/Month/Card
Lifestyle Contactless 5% off upto Rs. 300 on minimum transaction above Rs. 3000 Once/Month/Card
Max Fashion Contactless 5% off upto Rs. 300 on minimum transaction above Rs. 3000 Once/Month/Card
Star Bazaar Contactless INR200 off on Card Contactless Once/Month/Card
Lulu Contactless 5% Discount upto 350 with MOV of 3500 Once/Month/Card
Swiggy Online 10% Discount upto INR75 on transactions above INR600 Twice/Month/Card
Acquisition Voucher Online INR 250 voucher from Amazon/Swiggy/Zomato/Flipkart Once/Card
Zepto Online INR100 discount on order above INR1250 for Platinum Credit Once/Month/Card
ZEE5 Online 30% off on first recurring transaction Once/Month/Card
Sony LIV Online 25% off on first recurring transaction Once/Month/Card
Instamart Online 10% off upto INR100 on orders above INR299 for Platinum Credit Twice/Month/Card
AbhiBus Online 10% Discount upto INR200 on transactions above INR2000 Once/Month/Card
Intune Contactless 5% off upto Rs. 500 on minimum transaction above Rs. 2500 Once/Month/Card
GAP Contactless 5% off upto Rs. 300 on minimum transaction above Rs. 2000 Once/Month/Card
Centro Contactless 10% off upto Rs. 500 on minimum transaction above Rs. 3000 Once/Month/Card



Important Message
  • Prevent fraud! PNB or its employees never ask for your details such as Card number, card expiry, CVV, OTP or password. Do not share these with anyone over call or email.

  • For contactless transactions, i.e. transaction without dipping, swiping or PIN entry, a maximum limit of INR 5,000 is allowed for a single transaction.


Resource Centre
Credit Card Application Form Nomination for RuPay Credit Cards ADD-ON Card Application form Reward Point redemption form Auto Debit Request Form BT Forms EMI Forms

Quick Links
How to Apply for a New Card How to Change Address Offers and Rewards Customer Care Click here to redeem your RuPay vouchers. Click here to redeem your VISA vouchers.